Specialists in providing Commercial Insurance for the local community

Protect you and your business against claims in the workplace

No matter how many steps you take to ensure a safe workplace, accidents and injuries can still happen. This puts you and your business at risk of costly compensation claims made by employees.

Whether your business employs 1 person or 1000 people, it is a legal requirement to have employers liability insurance. In the unfortunate event that an employee gets injured or sick as a direct result of working for your business, you could be held liable and have to pay out compensation and costly legal fees. Taking out an Employers Liability policy gives you reassurance that your business is safeguarded if an incident were to happen. 

If you’re a business owner looking for an Employers Liability Insurance quote, please get in touch with one of our helpful team members today for more information.

Make no mistake, we’ve got you covered

Nobody wants to make a mistake in the workplace, but it can happen on occasion due to simple human error. In the event that you do make a mistake, you could leave yourself open to being sued.

If your profession involves giving advice, passing on skills, or sharing your knowledge, either by working for yourself or for a company, then you should consider taking out a professional indemnity insurance policy, sometimes known as PI insurance.

Professional indemnity cover can offer protection to you and your business if a claim is made against you for negligent services. This policy can cover compensation and legal fees if this were to happen and provide peace of mind that you’re protected whilst out on a job.

If you’d like a professional indemnity insurance quote, please fill in the contact form or give our team a call today for more information.

Closing your business doesn’t have to be a disaster

Business Interruption Insurance is designed to cover the potential loss of income if your business were to be affected by a flood, fire, storm or other disaster. With this insurance in place, your business shouldn’t lose out on income whilst it’s closed, so it should be no worse off financially than it was before.

Whether you own a fast-food truck, work from your home office, or run a large corporation, Business Interruption Insurance should be considered. Business Interruption cover can be offered as a standalone policy, or it can sometimes be an add-on to standard Business Insurance. 

In business, it’s always best to be prepared should the worst happen. Get in touch with us today to see how Business Interruption insurance can keep your business going when disaster strikes. 

Why not get a quote?

Fill a few details in and our team will get back to you within 24 hours.

If your business involves any sort of interaction with the public, then public liability insurance is essential to keep you protected against claims that might be made. 

If a claim is made, then your policy can help cover the cost of the claim, including legal expenses and compensation costs. This type of liability cover can also protect against damage to third party property, and can cover anyone that visits or interacts with your business, such as clients, contractors, and members of the public. Depending on the level of cover you’ve opted for, you can be covered for the place of business, as well as events that are away from the company's premises. 

It’s important to note that public liability insurance does not cover yourself, your property or any employees. If you need further information or cover for these products, or for public liability, please get in touch with our helpful team today!

Protecting your goods, wherever they go

Goods in transit insurance can provide peace of mind when you're transporting goods from one place to another. Sometimes known as GIT insurance, this policy is designed to provide protection in the unfortunate situation that goods are damaged, stolen or lost whilst in transit and under your responsibility. 

Whilst not a legal requirement, goods in transit insurance is advisable for any company that offers removal services, haulage services, courier services, any company that delivers purchased goods, and also vehicle recovery companies. 

Purchasing insurance for goods in transit will allow you to carry out your business safely in the knowledge that the contents of your vehicle are covered against any unexpected bumps in the road. If you have an accident whilst on the road and goods get damaged, or you drop a family heirloom whilst unloading your truck, you’ll be protected, and the cost can be recovered. 

If you would like a quote for goods in transit insurance today, either fill in the easy online form, or get in touch with a member of our team today, we’d be happy to help.