Agricultural Insurance

Meadons-TractorFor over 50 years Meadons have been providing Insurance for the Agricultural Industry.

As specialist brokers in the agriculture sector, no matter what kind of Farming you trade in, we are here to advise and talk you through the covers you require in the comfort of your own home.



Our Team in our Agricultural Department has collectively over 100yrs experience between them.


We also provide cover for Agricultural Vehicles, Agricultural Contracting or Diversification trades. We have access to a number of A Rated Agricultural Insurance providers, and are also members of Farmweb a scheme backed by one of the UK’s leading Farm Insurers and the Federation of Agricultural Brokers. 


 Our Team in our Agricultural Department has collectively over 100 yrs experience between them.


 You can have the confidence that we will ensure you are fully covered at the most competitive premiums, as we are not tied to one Insurer, and have the benefit of offering enhanced covers to meet your requirements


Our Agricultural services include:

Peace of Mind Insurance covers for all your assets and Liabilities.


  • Farmhouse, Contents and Personal Belongings Cover
  • Farm Buildings
  • Produce and Deadstock
  • Livestock with optional Disease Cover for TB, Brucellosis and Foot and Mouth
  • Growing Crops
  • Business Interruption Cover
  • Agricultural Machinery
  • Portable Tools and Power Equipment
  • Dairy Equipment
  • Poultry Houses
  • Renewable Energy
  • Biomass Boilers
  • Environmental Liability
  • Public & Products Liability
  • Employers Liability
  • Commercial Legal Expenses
  • All Risks Cover
  • Money including Livestock Passports
  • Personal Accident Cover

Whether you have just the one Tractor, or a Small, Medium or Large Fleet, Meadons have access to several A Rated Insurers at very competitive premiums & can insure all of the following types of Vehicles.


  • Tractors
  • Agricultural Plant and Equipment
  • Fork Lift Trucks
  • 4×4 Vehicles
  • All Terrain Vehicles
  • Livestock Trailers
  • Trailers
  • Agricultural Implements
  • HGV Vehicles
  • LGV Vehicles
  • Private Cars

At Meadons we understand that there are areas where other income can be earned and we are able to provide Liability Cover for many areas where Farmers are likely to take up on these opportunities.


  • Bed and Breakfast
  • Holiday Lets
  • Camping & Caravan Sites
  • Shoots
  • Educational Visits
  • Farm Produce Shops
  • Agricultural Contracting
  • Agricultural Engineering
  • Livery Stables and DIY Livery
  • Point to Point
  • Aga Engineers
  • Fishing Pools
  • Renewable Energy such as Wind Farms
  • Auctioneers
  • And much more ……….

Meadons are here to assist in keeping our Clients Compliant and Safe. It is a well know fact that the Agricultural Industry is the most dangerous industry to work in.


So we strive to ensure our Farming Clients are fully aware of the Risks Involved and keep you up to date with Health and Safety Regulations changes via our Risk Management and Health and Safety Providers.


  • Risk Assessments
  • Health & Safety
  • Engineering Inspection
  • Engineering Covers

Meadons now has access to a new innovative Product giving market leading cover for the Rural community. 


Rural Protect – specialist management liability insurance for the rural community

The financial and legal risks facing the rural community have never been greater. Customers, employees and suppliers are increasingly willing and able to make claims, and investigations by UK regulators including the HSE, Environment Agency and HMRC are more robust and commonplace than ever before.

Finding a bespoke type of management liability insurance specifically designed to protect the interests of the farming and rural community has been a challenge for many businesses, until now.


Bespoke rural insurance for you and your farm business

With our in-depth knowledge of the rural community, Meadons have developed a new and specialist policy to protect the interests of all types of businesses – Rural Protect.

This bespoke product provides cover for both the business and personal liability of the owner, partner or director in the event of an allegation or investigation. The policy provides cover for the legal representation costs plus any award made and is tailored to reflect the specific risks and particular circumstances faced by farmers and rural business owners and managers.


Rural insurance for farm partnerships and sole traders

Whilst protection for Directors of Limited companies has been available for many years, this unique product will also cover Farm Partnerships and Sole Traders in addition to Directors meaning that all types of farming and rural businesses can be protected against the increasing litigation and regulation they face.


A specialist type of rural insurance

Key features of this specialist type of Management Liability insurance from Meadons include:

  • Legal Costs, Awards or Settlements for any claim or regulatory action brought against any past, present or future director, partner, owner or employee
  • Covers all regulators in the UK
  • Standard cover includes Company cover – claims made against the business as opposed to an individual
  • Does not contain a “prospect of success” clause unlike Legal Expenses
  • Investigation and defence costs are covered, plus awards
  • Access to rradar – a specialist law firm providing a risk management service to underpin your insurance policy.



AXA – a powerful partner

This bespoke product is underwritten by leading UK and global insurer, AXA.


radaarrradar – legal helpline

Rural Protect includes access to a legal helpline. Crucially this is operated by one of the UK’s leading solicitors, rradar legal. This means that any advice given is under legal privilege (cannot be disclosed to anyone else e.g. The Police).

To find out more about liability insurance for farmers or for a free quote, contact the dedicated Rural Protect insurance team at Meadons Insurance Broker Tel: 01630 658455 or